Hurt in a New Jersey Car Crash?
Car Accident Lawyer for Insurance Claims and Personal Injury Lawsuits
Whether you are suffering financially due to property damage, physically due to injury, or emotionally due to a loss, you should not have to handle a car accident claim alone. A car accident lawyer can give you legal advice and take away the stress of negotiating with the insurance company. Additionally, an attorney can ensure that you get a fair settlement and can assist you in filing a personal injury lawsuit if the at-fault driver’s insurance company will not cooperate. Meanwhile, you can concentrate on healing and putting your life back in order.
At Keefe Law Firm, our attorneys have decades of experience facing powerful insurance companies and negligent drivers, both at the negotiation table and in the courtroom. As a result, we have a record of success with car accident claims, as well as those involving motorcycle wrecks, drunk driving accidents and truck crashes.
What Should I Do After a Car Accident in New Jersey?
The time immediately following a car accident can be the most crucial to your eventual claim. In order to ensure that you have all the information you need after a crash, you should:
- Get emergency medical attention. The most important thing after all serious car accidents is making sure everyone is safe. If you or anyone else involved is injured, call 911 to request an ambulance right away. Even if you believe you have no car accident injuries, you should still seek medical attention as soon as possible. Some injuries may not be apparent until hours or days after a crash, so a prompt visit to the emergency room or your own physician is key.
- Speak to the police. You need a police report even for minor fender-benders. If you are able, make sure you give the officer the facts as you know them and ask how to get a copy of the report. This official document could be one of the best pieces of evidence for an insurance claim and/or personal injury lawsuit.
- Take photos and get contact information. If you are able, take photos or a video of the damage and the surrounding area with your phone. Also, make sure you get the insurance and contact information of any other drivers involved. If there are witnesses, get their phone numbers, too.
- DO NOT speak to the other driver’s insurance company before you call a lawyer. Even if you think your case is simple and straightforward, you should always get legal advice. Pushy insurance adjusters may call you just hours or even minutes after the accident, before you know the extent of the damage. You do not have to speak with them, despite what they might say. Instead, direct them to your lawyer after you retain one.
How Do I File a Claim After a Car Crash in New Jersey?
Generally, the statute of limitations on claims for car accidents involving injuries, damage or loss in New Jersey is two years. Many car accident injury claims take months or even a year to fully process. If you and your attorney decide to file a personal injury lawsuit after settlement negotiations fail, it will take even longer to get compensation if the other side is not cooperating. For this reason, it is best if you begin the process of filing your claim as soon as possible.
Before you file a car accident claim in New Jersey, your attorney must first determine what kind of claim you need to file. When you purchase car insurance in this state, you may choose whether to get a no-fault insurance policy or traditional fault-based coverage. If you have a traditional policy, you will likely file your claim with the at-fault driver’s insurance company. If you have no-fault insurance, you will likely file a claim with your own insurance company, regardless of which driver caused the accident. However, if you sustain serious, permanent injuries, you may pursue a traditional claim.
A car accident attorney can assist you with deciding what avenue to pursue to maximize your claim. Once the paperwork is filed, the insurance company will investigate the incident. This may involve an interview, a request for your medical records and an inspection of the damage to your car. Insurance adjusters may ask misleading questions or delay the proceedings to avoid paying a fair settlement. This is true even if you file with your own insurance provider. However, your attorney will deal with these problems on your behalf. Then, after negotiations, if the insurance company does not offer you a fair settlement, filing a personal injury lawsuit may be in your best interest.
Hurt in a Crash? Learn More in a Free Consultation with a NJ Car Accident Lawyer
Car accident injuries can affect the rest of your life, and so your insurance claim and/or lawsuit may be vastly important to not only your finances, but to your future health and happiness. Therefore, you need an experienced New Jersey car accident lawyer on your side who can ensure you get the compensation you deserve.
At Keefe Law Firm, our attorneys can represent you in your fight against negligent drivers and their insurance companies. We have decades of experience with these kinds of cases, and we can put that experience to work for you. We have offices throughout New Jersey, in Red Bank, New Brunswick and Newark. Contact us online or call one of our offices to set up your free initial consultation.